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About Credit Rating:


A credit rating evaluates the credit worthiness of business institutions. It is an evaluation made by a credit rating agency of the debtor's ability to pay back the debt and the likelihood of default. The credit rating represents the credit rating agency's evaluation of qualitative and quantitative information for a company or government; including non-public information obtained by the credit rating agencies analysts. Credit ratings are not based on mathematical formulas. Instead, credit rating agencies use their judgment and experience in determining what public and private information should be considered in giving a rating to a particular company.
 
First Finance Limited has been taking the Credit Rating from renowned Credit Rating Agencies of Bangladesh every year with prior consent and approval of the company's Board of Directors. The Board of Directors believes that Credit Rating can bring transparency; confirm the compliance of rules and regulations of both the Company and Regulatory Authorities; protect the Company and can open the door for achieving excellence.
 
The credit rating of "First Finance Limited" which declared as on 10th August, 2015 & validity date on 9th August , 2016.
 
Long term Rating= "A-"
 
 
Short term Rating = "AR-3" (Indicating Good certainty of timely payment)
 
 
Outlook = Stable
 
 
The rating prepared by "Alpha Rating ", based on the financials up to 31st December-2014 (Audited).