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The growth of Small and Medium enterprises (SMEs) in terms of size and number has multiple effects on the national economy, specifically on employment generation, GDP growth, and poverty alleviation in Bangladesh. At present, Small & Medium Enterprise sector is playing a vital role in creation of new generation entrepreneurs and 'Entrepreneurs Culture' in the country. Experience shows that borrowers of small enterprise sector prefers collateral free loan since normally they cannot offer high value security to cover the exposure.

 

To facilitate SME sector of the country, First Finance Limited provides collateral free credit facilities to the small & medium entrepreneurs across the country whose access to traditional credit facilities are very limited. First finance Limited promotes small and medium entrepreneurs trough SME finance Scheme. Trading Service, Manufacturing and Cottage Industry are highly appreciable. We are providing all of your financial needs.

Specialty

S.N.Description
1 Easy to apply.
2 No hidden cost involved.
3 No charges before Approval.
4 We bring fast and quality customer service at your door step.
5 Helpful environment.
6 Loan up to Tk. 05 lac collateral free.
7 Financial flexibility.
8 No compound interest.

Terms and conditions (Eligibility)

S.N.Description
1 Entrepreneurs need to have minimum 2 years of experience in the same track of business.
2 The businessman or woman must have the ongoing concern with minimum operational experience of 02 years.
3 Sole proprietorship, partnership, Private limited Company.
4 valid trade license, 01-year Bank Statement.
5 Two acceptable guarantors.
6 Advance rental deed agreement or possession deed of shop.

Loan Size

S.N.Description
1 Any business purpose loan from Tk. 5 0,000.00 to Tk. 25, 00000.00
2 Loan Repayment Period: Maximum 5 years.
3 Mode of Repayment: Equal monthly installments.

Service Charge

S.N.Description
1 We take very low service charge.